Insurance Update

Harry Kelleher, President of Harry Kelleher & Co., Inc

Thanks to GNOEA member George Messing, Owner Messina’s Catering, for hosting this week’s networking event for GNOEA members at the The Basin St. Station!

Harry Kelleher, is president of Harry Kelleher & Co., Inc, an independent insurance agency, protecting business and families in Greater New Orleans area.

Harry shared the challenges Louisiana and the Nation face with insurance today. Louisiana’s biggest challenge is the market share. Louisiana only has approx. 2% of the insurance market share. Harry reported that insurance claims have greatly increased since the 2000’s Nationwide.  Just since 2019 Nationwide homeowners premiums have increased 36%. The insurance premiums are not offsetting the losses today.

Harry informed GNOEA that the three year rule for carriers has been amended. The three year rule is when an insurance company cannot take any action against the insurer unless they have 2 or more non-weather related claims. The amended rule states that going forward new business is not protected by the three year rule. Going backward, a carrier can take action for up to 5% of their business in a given Parish.

Harry Kelleher advised there are some things homeowners can do to help with their premiums. A homeowner can ask their agent if there are credit available that they can get. Some companies have carbon monoxide, fire, water shut off, camera monitoring, generator, and gas leak protection credits.


If you have a prospect, please have them connect with Jacquie Bonano, membership chair at

Thank You & Announcements

Guests introductions:

Brittany Orlando – First Onsite, a residential and commercial restoration and remediation company, referred by Jacquie Bonano, JB Communications

Jackson Cosma, guest of Paul Cosma.

Duaine Duffy, Benefit Analyst, LLC, thanked Stosh Kozlowski, Audubon Tree Care Co., for his help with some landscaping and did a great job. Duaine has used him twice and has been very happy both times.


Duaine Duffy, Benefit Analyst, LLC. presented Chad Perrier, Universal Data, for his time serving as GNOEA’s 2023-2024 President.

Chad Perrier, Universal Data, presented Bill Dalton, Firefly Marketing, Rudy Smith, Rudy Smith Service, & Richard Juge, RE/MAX Commercial Brokers, with certificates of appreciation for serving as directors on the 2023-2024 GNOEA board.

Chad Perrier also introduced Sally Suthon, Suthon Solutions, LLC, Andrew Legrand, Spera Law Group, LLC, & Bobby Ramsey, Ramsey’s Diamond Jewelers, as new GNOEA board members.

Duaine Duffy announced the number of meetings per year required to attend is now 12 per year. He also announced that GNOEA now has an ACH option for quarterly membership dues. Please see/email Amber if you would like to set this up.

Q3 2024 dues reminder.

Upcoming Meeting Schedule

  • July 16 – No Meeting
  • July 23- Kim, Editor- Board meeting to follow- Messina’s at the Terminal
  • August 6- Parks & Parkways, Michael Karam, Director
  • August 20- Jefferson Parish, Mark Drewes – Board meeting to follow
  • Sept 3– Happy Labor Day- no meeting
  • Sept 10- Meeting- Speaker TBD
  • Sept 17- Meeting- Speaker TBD- Board meeting to follow
  • Sept 24- Allstate Sugar Bowl, Jeff Hundley, CEO
  • Oct 8 – New Orleans Chamber of Commerce, Sandra Lombana Lindquist, president

Check website for updates and bulletins that include upcoming events. Meeting events are on the calendar. Speaker suggestions: contact Program Chairman, Glenn Landrum,